* Earn 5 points per dollar spent on airfare purchases.
* Earn 3 points per dollar spent on hotel stays and purchases made at restaurants until December 31, 2010.
* Earn one point for virtually every dollar you spend on all other purchases.
* There is no limit to the number of points you can earn.
* $50 annual fee (waived first year)
* 20,000 bonus points after $650 in purchases on the card
Points are worth about 1 cent apiece as $100 gift cards are had for 10,000 points.