APP 手机版 繁體
返回列表 发新帖

[其他] 能越过前台,直达审批部门的电话总结

[复制链接]

爱心勋章 帅哥勋章 热心会员勋章

65

主题

1万

积分

32

好友

蓝钻会员 鲜花(23)

ariesleo 发表在  2011-2-14 10:35:18  | 显示全部楼层 | 阅读模式
本帖最后由 ariesleo 于 2012-8-23 01:01 编辑


很多时候当你申请了信用卡,很久没有消息,或是打查询电话被机器人发了拒信,或是收到纸板拒信。心有不甘时,可以尝试拨打下面电话。这是网友们总结的一些有用电话,可以直通信用审批部门。接电话的人都是有权利批卡,改额度的,甚至把你被拒的申请调出来再审查。这时候就要看大家的造化了~祝好运!

**************************************************  以下为转帖 **********************************************************************

"backdoor number" is one that gets you past frontline CSR's directly to
Credit Analysts / Credit Departments / Account Managers / Account
Specialists (different lenders call 'em different things) - these people/
departments have decision-making abilities far beyond frontline CSR's; they
are able to take and review requests for reconsideration of denied cc apps
or CLI requests, APR reductions, etc. and implement their decisions.

Last Update:  01/26/11

AmEx Oasis Program: 888-232-3261
American Express Credit Bureau Unit:  800-874-2717.  Must have a current
credit report before calling.  They will ask for the account number from the
credit report, which is different from your card number.

AMEX 877-399-3083/866-379-3643 – new accounts
AMEX 800 230 1284 – credit services
AMEX 800 582 6471 – new accounts/reconsideration, but agents don’t usually process applications immediately.

Barclays: 888-232-0780 (Customer Care)
Barclays: 866-408-4064 (Credit Analyst)

Best Buy: 888-237-8289 (customer care)
Best Buy: 800-365-0292 (CSR)
Best Buy App Status: 800-811-7276
Best Buy Store Card:  800-305-0533

BofA Acquisition Dept.: 888-645-6733 (new app recon)

BofA: 866-458-8805 connects directly to a credit analyst
BofA: 866-421-8153 (App status)
BofA: 800-732-9194
BofA: 888-260-4696 (secured accts.)
BofA: 800-824-5895 (secured & partially secured accts.)
BofA: 800-718-6072 (Credit analyst)
BofA: 800-881-4730 (Loan Dept.?)
BofA Credit Dept. Fax:  888-500-6270
BofA/FIA: 888-831-4181
FIA: 866-421-8153  (credit analyst)
        
BP/Amoco App Status: 800-365-6204

Cap1: 800-625-7866 (Account Specialist)
Cap1: 800-951-6951 (cust. relations)
Cap1: 800-548-4593 (application department; status)
Cap1: 800-889-9939 or 800-625-7866.(Account Specialist)
Cap1: 877-513-9959 (Account Retention?)
Cap1: 800-258-9319 (Debt Recovery)
Cap1 Secured Platinum: 800-219-7931 (deposit taker, can speak to credit
analyst)


Chase: 800-432-3117 (App status)
Chase: 888-270-2127 (App recon)
Chase: 877-781-3109 (CLI requests & account closures)
Chase: 888-245-0625 (Credit Analyst - Recons, Personal Card)
Chase: 800-453-9719 (Credit Analyst - Recons, Business Card)
Chase: 888-622-7547 (Chase Executive Ofc. in IL)
Chase: 800-955-9900 (Product change status questions)

Chevron/Texaco Biz Card App Status: 888-243-8358

Citi: 888-201-4523 (New App Approval Status)
Citi AA:  888-662-7759
Citi App Status: 800-645-7240, 800-288-4653, 800-750-7453
Citi: 800-444-2568 (Retention Dept.)
Citi: 800-763-9795 (Credit Dept.)
Citi Credit Bureau Dispute Fax: 866-713-5028

Discover: 888-676-3695 (Recon)

ExxonMobil Biz Card: 800-903-9966

FIA: 866-421-8153  (credit analyst)

GEMB:  877-294-7541 (escalated help desk)

Home Depot Store Card: 800-677-0232 (Credit Analyst)
Home Depot Store Card: 423 467 6957 (App Status/Recon)
Home Depot MC (Commercial):  800-720-0649

Hooters: 801-545-6705, 800-850-4668

HSBC: 866-574-4421 (App Status)
HSBC: 866-719-3897 (Credit Analyst?)

JC Penney:  800-542-0800

Juniper: 866-408-4064 (Credit Analyst)
Juniper/Barclays: 866-750-6031 (Corp. Offices)

Key Bank: 888-201-4523 (App status)
Key Bank: 800-254-2737      
Key Bank MC: 800-288-4653
Keybank Credit Research Fax: 216-357-6404

Lowes: 800-445-6937 (App Status)   
Lowes: 866-232-7443 (Biz Acct. Underwriting)
Lowes Fraud/UW: 800-444-1408

Macy's: 800-627-2909 (Credit Dept. - new credit, inquiries on upgrade to
Visa AmEx, credit reporting issues)
Macy's: 800-543-9617 (Recovery Services)

Meijers MC: 801-517-5560

National City: 800-762-0974 (Credit Dept.)

Nationwide Visa:  866-757-2720 (App. status)

Orchard: 800-395-6090 (May get answered in Spanish by bilingual CSR's.  If
this happens and you don't speak Spanish, either try again later or try
saying "Habla ingles?" or "Ingles, por favor" to let them know you're an
English-speaker).

Philips 66: 866-289-5630, 800-610-1961   

Sam's Club: 800-301-5546, 866-246-4282 (Underwriting)

Sears: 800-599-9710 (Comm'l Accts.)

Shell Fleet Card: 800-223-3296 (App status)
Shell: 800-223-3296, 866-438-7435      
Shell: 800-377-5150   

Staples: 800-767-1291, 800-282-5316   

Sunoco Corp. Card: 800-935-3387, 800-278-6626      
Sunoco: 800-310-4773   

Target Biz Card:  800-440-5317

Tiffany:  800-770-0800

USAA Bank Secured Platinum: 800-344-5696 ext 38763 (secured product
specialist)

US Bank: 800-947-1444, 800-685-7680 (Underwriting)
US Bank Secured Platinum: 800-344-5696 (underwriters for secured product)

Valero: 877-882-5376   

Wal-Mart: 800-301-5546
Wal-Mart Underwriting: 877-294-7548
Wal-Mart Underwriting (GE Moneybank): 1-866-419-4096

WaMu CSR: 800-356-0011, or 800-280-9441 (Still works, now is Chase)
WaMu: 888-687-2273 (Apps/New Accts)
   
Wright Express: 888-743-3893

source link

点评

谢谢分享,威望以后送上。  发表于 2011-2-17 11:47
已有2人评分威望 理由
oscar + 10 谢谢
无敌 + 10 谢谢分享

查看全部评分 总评分:威望 +20 

鲜花鲜花榜

2014-3-26 10:31  送了1朵鲜花  并留言:谢谢分享,送朵鲜花鼓励一下
2013-10-25 09:48  送了1朵鲜花  并留言:谢谢分享,送朵鲜花鼓励一下

黑钻会员 鲜花(20)

oscar 发表于 2011-2-14 12:24:45  | 显示全部楼层
沙发,留给最XX的我!!
已有1人评分威望 理由
无敌 + 5 谢谢

查看全部评分 总评分:威望 +5 

黑胶是种韵味

白金会员 鲜花(0)

nelumbo 发表于 2011-2-17 12:46:38  | 显示全部楼层
太實用的總結了,鼓勵一下!
已有1人评分威望 理由
无敌 + 5 谢谢

查看全部评分 总评分:威望 +5 

钻石会员 鲜花(0)

烟灰飞 发表于 2011-2-21 11:38:48  | 显示全部楼层
没有国内的阿        
已有1人评分威望 理由
无敌 + 5 谢谢

查看全部评分 总评分:威望 +5 

50 字节以内
不支持自定义 Discuz! 代码

蓝钻会员 鲜花(23)

ariesleo 发表于 2011-2-21 13:20:21  | 显示全部楼层
回复 烟灰飞 的帖子


国内的估计打电话不管用,所以不需要总结

管用的是直接分行经理写信推荐,或者直接用钱砸。。。

O(∩_∩)O
已有1人评分威望 理由
无敌 + 5 谢谢

查看全部评分 总评分:威望 +5 

钻石会员 鲜花(5)

vincentzh 发表于 2011-7-10 16:33:23  | 显示全部楼层
这个简直跟圣经一样啊~
楼主能找到HSBC系列在加拿大的吗?

蓝钻会员 鲜花(23)

ariesleo 发表于 2011-11-15 00:27:25  | 显示全部楼层

Chase: 888-245-0625 (Credit Analyst - Recons)
是个神奇的号码。朋友上周申请Freedom杯具了,今天帮忙打电话给chase,聊了不到15分钟。然后又核实了几个信息直接给批卡了:)

发表回复

您需要登录后才可以回帖 登录 | 注册

本版积分规则

本版公告

发帖必须归类
关于我们
关于飞客
发展成长
媒体报道
企业愿景
联系我们
商务合作
加盟飞客
投资人关系
帮助中心
服务协议
帮助中心
在线客服
投诉建议
关注我们
官方APP
官方微信
官方微博
快速回复 返回顶部 返回列表